Official Member Privacy Notice
Our official Privacy Notice explains how Grand Junction Federal Credit Union collects, shares, and protects your personal financial information in accordance with federal law.
Effective Date: July 15, 2026
Website Privacy Policy
At Grand Junction Federal Credit Union (GJFCU), protecting your privacy is one of our highest priorities. As a member-owned financial cooperative governed by a volunteer Board of Directors elected by our membership, we are committed to safeguarding your personal financial information. Federal law requires us to provide you with this notice explaining how we collect, use, protect, and share your personal information.
If you have any questions regarding this Privacy Policy, please contact us at (970) 243-1370.
Our Commitment to Your Privacy
Grand Junction Federal Credit Union is committed to providing quality financial products and services that meet the needs of our members. In order to provide these services, we may share information with trusted third-party companies that perform services on our behalf or assist us in delivering financial products and services.
These service providers are contractually required to maintain the confidentiality of your information and may use it only for the purposes authorized by GJFCU. We do not permit these companies to sell or use your personal information for their own marketing purposes.
Information We Collect
We collect nonpublic personal information about our members from a variety of sources, including:
- Information you provide on membership applications, loan applications, and other forms, such as your name, address, telephone number, email address, and other identifying information.
- Information about your transactions with GJFCU or companies that assist us in providing financial products and services, including account balances, payment history, transaction activity, and credit card usage.
- Information received from consumer reporting agencies, including credit history and creditworthiness.
- Information obtained to verify information you provide, including information from employers, other financial institutions, and references listed on applications.
How We Share Information
We may disclose information we collect about you as permitted or required by law. These disclosures may include information necessary to:
- Process transactions you request
- Service your accounts
- Operate and administer our credit union
- Comply with legal and regulatory requirements
- Respond to authorized requests or instructions from you
- Prevent fraud and protect the security of your accounts and financial information
If you close your account or terminate your membership, we will continue to protect your personal information in accordance with this Privacy Policy and applicable law.
How We Protect Your Information
We restrict access to your nonpublic personal information to employees, officers, and authorized service providers who require the information to perform their job responsibilities.
Our employees receive training on the importance of protecting member privacy and maintaining confidentiality. We maintain appropriate physical, electronic, and administrative safeguards designed to protect your personal information and comply with applicable federal regulations and industry security standards.
Cookie Policy
Our website uses cookies and similar technologies to enhance your browsing experience, improve website functionality, analyze website traffic, and help maintain website security.
Cookies are small text files stored on your device by your web browser. They allow us to:
- Maintain website functionality
- Understand how visitors use our website
- Improve website performance and usability
- Support website security and fraud prevention
You may choose to disable cookies through your browser settings. Please note that doing so may affect the functionality of certain features of this website.
Changes to This Privacy Policy
Grand Junction Federal Credit Union reserves the right to update or modify this Privacy Policy at any time. Any changes will become effective when posted on this website unless otherwise required by law.
If we make material changes to this Privacy Policy, we will post an updated version on this page so that you remain informed about the information we collect, how it is used, and under what circumstances it may be disclosed.
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Grand Junction Federal Credit Union
Phone: (970) 243-1370
Email: onlinebanking@gjfcu.com
