Buying or refinancing a home is one of the most important financial decisions you’ll make. Grand Junction Federal Credit Union offers a variety of mortgage and home financing options designed to provide competitive rates, flexible terms, and personalized service from a local lending team.
Whether you’re purchasing your first home, building, refinancing, or tapping into your home’s equity, we’re here to help guide you through the process.
Home Purchase Loans
Finance the purchase of your primary residence or vacation home with competitive mortgage options tailored to your needs.
Includes:
- First Mortgages
- Second Mortgages
Home Equity Loans & HELOC
Use the equity in your home to access funds for major expenses, debt consolidation, or home improvements.
Options may include:
- Home Equity Loans
- Home Equity Lines of Credit (HELOC)
Construction & Land Loans
Build your future from the ground up with financing options for new construction and land purchases.
Includes:
- Residential Construction Loans
- Unimproved Land Loans
Why Choose GJFCU Mortgages?
- Local underwriting and decision-making
- Competitive mortgage options
- Flexible financing structures
- Personalized member service
- Support through every stage of the loan process
