Grand Junction Federal Credit Union provides a full range of financial services to support both everyday banking and long-term financial goals. As a member-owned institution, we’re committed to delivering value, convenience, and personalized service to individuals and families throughout Western Colorado.

Whether you’re managing daily finances, planning for the future, or exploring borrowing options, we’re here to help you find the right solutions for your needs.

Member-Owned Financial Services

As a member-owned credit union, our focus is on serving you — not shareholders. That means practical financial solutions, competitive rates, and the personal service you expect from a local financial partner.

We strive to be your primary financial institution by offering the services and support you need to manage your money with confidence.

Credit Union Member Loans

Loans—Signature, New/Used Autos, LOC’s, Overdraft Protection, Home Equity, 1st and 2nd Mortgages, Construction Loans, Personal, and Recreational Vehicles (all types)

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Savings and Checking

Savings Accounts

Minimum balance required $25.00 with a $5.00 entrance fee.

Checking Accounts

No minimum balance, no per check charges,duplicate checks

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Mortgages

Ready to Build, Buy, or Refinance?

Talk with a local lending team that understands Western Colorado.

Retirement and Certificate Accounts

  • Share Certificates
  • IRA Shares-$25.00 minimum to open
  • IRA Certificates

Banking Services

  • Direct Deposit
  • Payroll Deduction
  • Wire Transfers
  • Debit Cards
  • Visa Credit Card-no annual fee
  • Pre-Paid Debit and Travel Cards $5.00 per card
  • Gift Cards $3.00 per card
  • Money Orders
  • Free ATM for members
  • Notary Service
  • Remote Deposit
  • Foreign Currency Exchange
  • E-Services