Introducing New Medicare Assistance

Grand Junction Federal Credit Union (GJFCU) now has a dedicated health insurance team available to help you maximize your Medicare benefits.  GJFCU can help you navigate the Medicare process, get through the red tape, and understand your Medicare options. Since your Medicare options can change annually, it is important to have an expert review your Medicare benefits to ensure you aren’t missing out on important coverage.  This is a free service to all GJFCU members and there is no further obligation.

Who qualifies for Medicare?

  • People aged 65 or older;
  • People with qualifiying disabilities; or
  • People with End-Stage Renal Disease (ESRD)

Types of Medicare Benefits

Part A

(Hospital Insurance)

Original Medicare: Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Part B

(Medical Insurance)

Original Medicare helps cover services from doctors and other healthcare providers, outpatient care, home health care, and durable medical equipment like wheelchairs, walkers, and hospital beds. It also includes many preventive services, such as screenings, vaccinations, and yearly “Wellness” visits.

Part C

(Medicare Advantage)

Medicare Advantage is a plan approved by Medicare and offered by private companies as an alternative to Original Medicare, covering both health and prescription drugs. These “bundled” plans generally include Part A, Part B, and usually Part D.

Part D

(Drug Coverage)

Medicare Pard D covers the cost of prescription drugs, including many recommended vaccines or shots. You can enroll in a Medicare drug plan alongside Original Medicare, or get drug coverage by joining a Medicare Advantage Plan. These plans are provided by private insurance companies that adhere to Medicare’s regulations.

Medicare Supplemental Insurance

(Medigap)

Additional insurance, available for purchase from private companies, helps cover your share of costs under Original Medicare. These policies are standardized and typically identified by letters (A-D, F, G, and K-N) in most states. Although the benefits provided by each lettered plan are the same regardless of the insurer, the cost can differ between companies.

Grand Junction Federal Credit Union

Contact our dedicated Medicare representatives to learn more about your potential benefits or call: 970-243-1370 – Option 7

Email our experts:

Ashley Barker: abarker@gjfcu.com

Ashley Ferguson: ashleyf@gjfcu.com

*This is an advertisement for an insurance product. Insurance products are not NCUA/NCUSIF or otherwise federally insured and are not guarantees or obligations of the credit union. Effective September 15, 2024, Grand Junction Federal Credit Union will have a licensed insurance agent to provide assistance with Medicare products. The credit union is collaborating with The Centers for Medicare & Medicaid Services to make insurance products and services available to credit union members. All credit union products and services are subject to change without notice. Member Eligibility Required. 

Not connected with or endorsed by U.S. government or the federal Medicare program. We do not offer every plan available in your area (currently servicing credit union members who are residents of Mesa, Delta, and Garfield counties and already have Medicare Parts A and B). Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.